With the power of the internet and technology, it has become easier than ever before to get total control over your finances and save money.
However, there are now also more money-management apps than ever before now competing for your attention at every turn. How can you possibly choose just one app to help you to manage your finances?
If you are reading this now, we’re willing to bet that you have some experience with the Cleo app, right? Cleo is one of the most popular finance apps in the world thanks to its plethora of helpful tools and its truly modern design.
But are there any other apps similar to Cleo that are equally worthy of your attention?
Well, make sure to read on down below, because we have put together this comprehensive list of some of the very best apps like Cleo that are worth trying out!
One of the things that makes Cleo such an attractive app for so many people is that it makes use of a sophisticated AI that chats to you like a real person so that you can feel as though you are receiving personal and catered financial advice.
However, one of the things that elevates Albert above the likes of Cleo is that it actually gets you in contact with a human team just waiting to give you the financial advice you need!
It does not matter what questions you have, no question is too silly or too complicated for the ‘Genius’ team of financial advisors ready to answer any burning questions you may have!
Albert is not just dedicated to helping you to save money from day to day, but it is also dedicated to helping you to set significant but attainable goals that will help to make you more effective with your money at every turn!
As part of its effort to help you set attainable goals, Albert offers a tool that automatically analyses all of your expenses, your income, and the amount of money that you spend so that you can determine how much money you should set aside for yourself in order to continue saving.
As well as its plethora of savings tools, Albert also offers investment tools that you can use to help you to earn even more money.
In fact, the Albert app will actually tailor a list of stocks that are worth your investment, and that are based on your individual financial goals.
So if you are totally new to the world of investments, Albert can be a perfect platform to start off with!
Albert is an app that not only tells you of the importance of financial management but also presents you with a number of personalized ways that you can improve your own financial standing.
Access to Albert’s ‘Genius’ team costs around $6 a month, so make sure to factor this into your own financial plans!
One thing that we totally admire about You Need A Budget is its name. It’s clear from the offset that the app means business and that it is an amazing way to set your own budgets and get your financial goals back on track.
If budgeting is a part of financing that you find yourself having particular trouble with, then this is definitely the app for you.
When you start off with the app, you will be able to take a look at your recent purchases and income sources to then get a sense of where you need to save, and where you can afford to spend a little bit more!
Whenever you spend money, or any money comes into your account, you will receive a notification from the app, so that you can always be sure of how many funds you have, without worrying about overspending.
You Need A Budget has also become a very popular app thanks to the fact that it can be used to help set realistic goals for getting out of debt.
The loan planning tools can be accessed directly within the app to help you to find out how much money you should save towards paying back your debts, and how you can make small strides toward such goals.
If you are someone that often finds themselves overwhelmed by financial jargon or someone that has trouble keeping their finances in check, then you could benefit strongly from this app.
It will help you to make sense of your finances, which is the first step towards gaining total control over them!
We loved how effective this app was, the number of expert tools it provided access to, as well as how simply it presents those tools.
However, while the app itself is free, you will need to pay a subscription fee for full membership.
You can either choose to pay monthly, at $14.99, or annually, at $98.99. If that sounds too daunting, however, you can also opt for the 34-day free trial to try it out for yourself before you commit to the membership!
Chime is another financial app that is perfect for getting in control of your financial goals.
If you often find yourself overspending or letting your finances get out of control, then the automatic updates and notifications sent by this app will prove incredibly useful.
Every time you spend money using your card, you’ll receive a notification so that you’ll never find yourself unknowingly overspending. You’ll always be sure of exactly how much money is in your account at every moment.
As well as helping you to save money and meet financial goals, Chime can also be used to massively boost your credit score.
Every time you make an on-time payment, you will easily accrue more credit points that can help to bolster the health of your account!
One of the features that make Chime truly stand out is that it allows you much quicker access to your own money, and makes it easier for you to send money to others.
The direct deposit feature allows you to access your money two days quicker than you ordinarily would from a bank, and also allows you to easily send money to friends and family without incurring any fees at all!
Finally, it’s worth mentioning that Chime also has no membership fee whatsoever, making it a very competitive option for anyone looking for something to take the place of Cleo!
Not only does FloatMe help you to organize and make sense of all aspects of your finances, to produce stronger goals, but it also provides you with tools that help you to access instant cash advances, so you can be ready for any unexpected payments or bills.
These are taken directly from your next paycheck, so you can always be sure that you have access to your money when you need it, without incurring any hefty debts.
The first step towards gaining control over your finances is understanding exactly what is happening to them day after day, and week after week.
FloatMe will help you to gain an unparalleled understanding of your money and what you tend to do with it so that you can then make better decisions that will see you saving more and more.
This is one of the best financial apps that we have ever had the pleasure of using because of how effective its insight tools are.
The spending insights features will automatically analyze your spending habits to help you to create more realistic goals, and all of the information from this analysis is presented in a clear and concise format that is not confusing and is easy to quickly understand.
FloatMe is also well renowned for its unparalleled security. Any bank account you link to the FloatMe app will be kept entirely secure, and your data will be totally inaccessible to any third parties.
In fact, FloatMe is able to offer this level of security no matter what bank you are with.
FloatMe can easily be linked with over 10,000 different banking organizations, so if you are having trouble linking your bank account to other financial apps, then FloatMe may be the perfect option that you were looking for.
Another thing that makes FloatMe a truly incredible alternative for Cleo is that most of its amazing features and benefits are actually accessible totally for free. This sets it above even some of the other options on this list!
We hope that this comprehensive list has not only proven incredibly useful but that you actually now feel inspired to choose the perfect app to meet your own financial goals.
Staying on top of your finances in the modern age can be quite tough, especially if you don’t know which platforms to use.
But with this list of the four best alternatives to Cleo, we’re sure that you will be able to find the perfect app to suit your financial needs!
If you liked this article, you might enjoy our post on ‘12 Apps Like Wizz To Try Instead’.
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