FloatMe is one of those apps that makes it easy to float money around without having to worry about overdraft fees.
But there are plenty of other options out there. Here are some of the best ones we could find.
Chime is a great alternative to Float because it offers you the best of both worlds: low-cost banking with no hidden fees and easy access to our money.
When you open other checking accounts you have to pay a fee every month just to keep the account open.
With Chime, there are no monthly fees, and you don’t even have to worry about overdraft fees.
And while traditional banks usually charge an annual fee for having a checking account, Chime gives us the ability to earn interest on our money, too.
Plus, Chime makes it easier than ever to manage finances.
With Chime you can see how much money you’re spending each day—and get alerts if you exceed your budget.
Finally, Chime’s free Credit Builder helps you build good credit over time.
By building up your score slowly, you can avoid paying exorbitant rates on credit cards and loans down the road.
This is another leading cash advance lender that offers cash advances regardless of your credit score.
They offer great deals, including zero interest rates for those who qualify.
You’ll also receive a free check cashing card, and there are no hidden fees.
With Dave, you can get a loan for up to $500 without having to worry about paying expensive processing fees.
All you need is proof of income and a bank account. They even allow you to apply for a loan over text messaging.
If you’re approved, you can choose how long you want to borrow it for.
They’ve been around since 2010, and they now boast over 5 million customers worldwide.
In fact, they’re ranked #1 overall among all lenders. They also provide free customer support via email 24/7.
This free mobile banking solution lets you get up to $1000 in cash advances and save by rounding up spare change into more savings like microsavings apps do.
You can also build a credit builder with it too. Plus, its features include an account for your recurring direct deposits so you don’t have to pay fees or be locked out of your funds when they come in.
This app is ideal if you want to cover costs when money’s tight.
For starters, its cash advance feature lets you borrow up to $100 without charging any interest fees or requiring a credit check.
You can also use Klover to enjoy credit monitoring, spend tracking, and optimize your taxes.
Plus users can even set saving goals and track their progress, just like with FloatMe.
The one thing that sets Klover apart from those apps is that it offers a maximum cash advance limit of $100, which is less than some of the others.
However, $100 is still a pretty good deal considering how much many people are able to borrow.
Dailypay is an instant money app for employees who need to cash out in a hurry.
If you are working part time, freelance or even full time and want to make some quick cash, then this app is perfect for you.
The DailyPay app allows you to receive payments directly into your bank account every day.
All you need to do is log into the app and start making money. Payments are sent instantly and there are no fees involved.
You don’t have to wait for your next paycheque to come around. Instead, you can take advantage of this instant money app.
Once you download the app, you’ll be given a unique code. Enter this code into the app and you’re ready to go.
After that, you simply have to select how much money you want to earn per hour and complete the task required to qualify for that amount.
Once you’ve completed the task, you’ll be paid accordingly.
There are lots of tasks to choose from, including data entry, surveys, writing articles, creating videos and many others. All you have to do is pick one and begin earning.
Crd.com is an online bank that offers prepaid debit cards.
This allows customers to make purchases without having to worry about credit checks or long waiting times.
Customers can choose from different types of cards such as Visa, Mastercard, American Express and Discover.
They can also select from different features like reloadable cards, no fees cards, high limit cards, etc.
The best thing about these cards is that they offer great convenience.
For example, customers don’t have to wait for days to receive their money, unlike traditional banks.
Instead, they just have to go to any partner store and purchase a prepaid card.
Once they do, they can immediately start loading money onto the card. All transactions take place instantly.
And since there are no processing fees, you won’t have to pay anything extra.
Plus, you can use the same card at any ATM machine to withdraw cash.
Brink’s Money is an online money manager that allows you to manage your finances just like an online banking system.
With it, you can deposit your paychecks directly into your account, make transfers, check balances, view transaction history, and much more.
Plus, you can access your account 24/7 via computer, tablet, or smartphone.
This app is another alternative to Float Me that allows you to create and send cheques online.
You can easily create multiple cheques on one device.
All you need to do to create a check is enter the amount and specify the name of the recipient.
Once you’re done creating it, you can either print or email it directly.
All cheques are processed only when the payee matches a government ID.
The new checking account is a mobile-only bank that lets customers access their accounts via a smartphone app.
The primary purpose of this app, according to CEO Mike Lapsley, is to help the user save money on fees and find smarter ways to manage their money — like paying bills online.
Here, you can get paid two days early to help keep your finances in check.
If you do decide to pay later, you can still withdraw cash from ATMs and make purchases without incurring fees.
You can even overdraft your account for as much as $100 per transaction, which helps you avoid bounced checks and late fees.
Another feature of Current is the immediate gas hold refund when you use your card to buy fuel at the pump.
By doing so, you can know that the funds will be instantly available, which makes it easy to fill up your tank.
MyPayNow is one of those apps that make it easy for employees to manage their finances.
With MyPayNow, employers don’t have to worry about how much money their employees are taking home every week.
Employees can view their balance anytime, anywhere, and at any time.
They can even withdraw funds directly into their bank account.
The app works like this. Employers set up a free account and add their bank information.
Then, they invite their employees to download the app onto their phones.
Once the employee downloads the app, they can see their salary and what portion of it they have already withdrawn.
If there is anything left over, they can request a withdrawal.
Employees can also log into the app and check their balances without needing to ask permission from their boss.
In addition, they can transfer money between accounts and deposit checks manually.
BeforePay is a mobile application that allows you to manage your income and expenses easily.
You just need to enter your basic information such as name, email address, phone number, etc. and set your desired amount to track.
You can choose to pay later or make instant payments. If you want to pay later, you can select the date and time that you wish to do so.
After selecting the payment method, you’ll receive a confirmation code via SMS or e-mail.
Enter the code and confirm your payment. Your transaction will be processed instantly and you’ll receive your funds within 60 seconds.
If you want to make immediate payments, you can use the “Cash App”, a digital wallet for iOS and Android devices.
The Cash App is a free app that lets you send and request money.
You can transfer money to anyone else using the app, even someone outside of the US or Canada.
With the Cash App, you don’t need to wait for a bank to open and you don’t need to carry around physical bills.
In addition, there are no fees to send or receive money.
In addition to receiving money, you can also request money from others.
When requesting money, you can specify how much you’d like to borrow and the repayment period.
Once you’ve borrowed the specified amount, you’ll receive a notification and can repay the loan immediately.
There are many different ways to manage your finances on the go.
The best way to find the right solution depends on your needs and budget and there are plenty of options available.
If you liked this article, you might enjoy our post on ‘11 Apps Like Quadpay [Awesome Alternatives]’.
![8 Apps Like Klover [Awesome Alternatives]](/images/8-apps-like-klover-awesome-alternatives.jpg)
![11 Apps Like Quadpay [Awesome Alternatives]](/images/11-apps-like-quadpay-awesome-alternatives.jpg)
